Do I have to disclose foundation problems when selling?

Most states require disclosing known foundation issues to a buyer. Selling to a cash buyer makes this simple — we already expect and price in the problem, so there is no inspector to scare off and no repair renegotiation.

Can you get a mortgage on a house with foundation problems?

Usually not. Most lenders require major structural issues to be repaired before they will finance a purchase, which is why these homes stall on the open market. A cash buyer removes the financing barrier entirely.

Foundation Problems — We Buy It

Sell a House With Foundation Problems

Q: Do I have to fix foundation problems before selling?

No. You do not repair the foundation or pay for piers, leveling, or underpinning. We buy the house as-is and account for the repair cost when we calculate the offer.

Sell a house with foundation problems for cash, as-is — settling, cracked slabs, bowing walls, sticking doors, or a shifting pier-and-beam. You don't get an engineering report, hire a foundation crew, or pay for piers and leveling. We're cash buyers, so there's no lender requiring repairs and no inspection to fail. Get a cash offer in 24 hours and close in 2 to 3 weeks.

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Why Foundation Issues Kill a Traditional Sale

Foundation problems are one of the most common reasons a house won't sell the normal way. Agents are reluctant to take the listing. Lenders won't finance a home with major structural defects. And buyers who do look will renegotiate hard or walk after the inspection.

We don't need financing or a clean structural report. We buy as-is and handle the foundation work ourselves after closing.

Settling & Cracks

Stair-step cracks in brick, cracked drywall, gaps at windows and doors — we buy with the repair factored into the offer.

Slab & Pier-and-Beam

A failing slab, sloping floors, or a sagging pier-and-beam system doesn't disqualify the sale. We've handled both.

Bowing or Shifting Walls

Bowing basement walls and lateral movement scare off financed buyers. For us, it's part of the as-is condition we price in.

Water-Related Movement

Drainage and plumbing leaks often drive foundation issues. We buy the whole problem, not just the parts that show.

How the As-Is Offer Is Calculated

Real numbers, not a lowball:

After-Repair Value — what the repaired house would sell for
minus  Foundation & Structural Repair — our contractor estimate
minus  Holding Costs — taxes, insurance, carrying
minus  Our Minimum Profit
= Your Cash Offer

What to expect: a few questions about the symptoms you're seeing, a no-obligation number within 24 hours, and a close date you choose. No fee, no commission, no repair bills.

Related Situations

Sell your house as-is — any condition, no repairs, no cleaning
Sell a water-damaged house — water and foundation issues often go together
Financial hardship — can't afford the repairs to list traditionally
Inherited property — sell a damaged inherited home remotely

See exactly how our 3-step process works →

Foundation Sale Questions

Frequently Asked Questions

Yes. A house with foundation problems can be sold as-is to a cash buyer. Agents often won't list it and lenders won't finance it for retail buyers, but we purchase it in its current condition and factor the repair into the offer.

No. You don't repair the foundation or pay for piers, leveling, or underpinning. We buy the house as-is and account for the repair cost when we calculate the offer.

Most states require disclosing known foundation issues. Selling to a cash buyer keeps it simple — we already expect and price in the problem, so there's no inspector to scare off and no repair renegotiation.

Foundation repairs commonly run from a few thousand dollars to $40,000 or more, and the stigma can reduce buyer interest beyond the repair cost. We calculate the after-repair value, subtract the repair and our costs, and offer the as-is value.

Usually not. Most lenders require major structural issues to be repaired before financing a purchase, which is why these homes stall on the open market. A cash buyer removes the financing barrier entirely.