Liens & Judgments — Handled at Closing

Sell a House With Liens or Judgments

Sell a house with liens or judgments for cash, as-is — mechanic's liens, judgment liens, HOA liens, code-enforcement liens, or back taxes. We work with the title company to handle the payoffs at closing, so the encumbrances come off as part of the sale. Get a cash offer in 24 hours and close in 2 to 3 weeks.

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Liens Don't Have to Stop Your Sale

Liens cloud the title and scare off traditional buyers, but they're a normal part of the deals we do. We identify them in title work and resolve the payoffs at closing.

You don't pay them off first — the payoffs come out of the proceeds, and what's left is yours.

Judgment Liens

Court judgments attached to the property are paid off through closing as part of the sale.

Mechanic's / Contractor Liens

Unpaid contractor work that became a lien — we sort it out at closing.

HOA Liens & Dues

Back HOA dues and assessments that turned into a lien are cleared at closing.

Multiple Liens

Several liens stacked up? We've handled complex title situations and still close.

How the Cash Offer Is Calculated

The offer is based on real numbers, not a lowball guess:

After-Repair Value — what the fixed-up house would sell for
minus  Cost of Repairs — our contractor estimate
minus  Holding Costs — taxes, insurance, carrying
minus  Our Minimum Profit
= Your Cash Offer

What to expect: a few quick questions, a no-obligation number, and a close date you choose. No fee, no commission, no pressure.

Related Situations

Sell a house with a tax lien — back taxes cleared at closing
Title issues — clouded title resolved before closing
Inherited property — estate liens handled too
Sell as-is — any condition

See exactly how our 3-step process works → · All situations we buy →

Liens & Judgments Questions

Frequently Asked Questions

Yes. We buy houses with liens and judgments and resolve the payoffs through the title company at closing. The liens come off as part of the sale.

No. The payoffs are made from the sale proceeds at closing, so you don't need cash upfront.

Judgment liens, mechanic's/contractor liens, HOA liens, code-enforcement liens, and tax liens are all common situations we work through.

We'll review the numbers. In some cases lienholders accept a reduced payoff. Reach out and we'll tell you honestly what's possible.

They're part of the title work we plan for. We deal with them routinely and still close on your timeline.